Homeowners insurance is an important part of protecting your home and possessions. There are several factors that can affect the cost of your homeowners’ insurance, including:
Location – Premiums will be higher in areas where there is a higher risk of natural disasters, such as hurricanes or flooding.
Age of Home – Older homes may require more coverage due to their age and the potential for damage.
Building Materials – Homes built with sturdier materials like brick or concrete will generally have lower premiums than those with less durable materials like wood.